Budget stretched too thin for the furniture you want? Financing may help your budget with lower monthly payments. We now have three furniture financing options!
When pre-approved, come visit our Citrus Heights furniture store or our Roseville furniture store to process the financing package. Our Sacramento furniture store is not setup to process financing yet.
Option # 1: Synchrony Financial. Subject to credit approval. You pay no interest if balance is paid off within promotional period. Promotional period may range from 6 months, 12 months, 18 months, all the way up to 60 months. (No interest if balance is paid in full by due date. However, interest will be charged to your account from the purchase date if the promotional purchase is not paid in full by the due date or if you make a late payment. On any purchase, minimum monthly payments are required. Purchase APR is 29.99%; minimum interest charge is $2. Subject to credit approval.) See store for details.
Option # 2: Acima Rent-To-Own. This program has a 90 day early payoff option. Customer pays NO INTEREST if customer is able to pay off the balance within 90 days AND customer pays at least the monthly minimum and a processing fee of $40 to $50. Acima provides consumers a unique No Credit Needed Lease-Purchase Option. Their program approval is not based upon your credit history; in fact, Acima will not do a hard inquiry on your credit report. You must have a checking account that has been open for at least 90 days, you must earn at least $1000 per month, and you must have checking account in good standing. Other conditions apply. See store for details.
Option # 3: Easypay Finance. There is a 90 day early payoff option. Customer pays NO INTEREST (but pay a $40 processing fee) if customer is able to pay off the balance within 90 days AND customer pays at least the monthly minimum. Subject to credit approval. No down payment required, except that tax and delivery is due at time of purchase. You must earn at least $1000 per month, a checking account in good standing, and a credit score above 470. Other conditions apply. See store for details.